Affiliate Marketing Programs In India

What is the meaning of “Cheque in mail” or “Check in mail” ?
I wanna start affiliate marketing but dont have a bank acc and a PAN card .All this will take at least 20 days but I dont want to be left behind .I read in some article there are three most used payment methods 1]check in mail.
2]bank transfer
3]Paypal.
I know Paypal but dont know 1st & 2nd.
Please give me detailed info & dont ask me to google it.I’m sick and tired of it.
P.S:I’m joing aff programs of U.S .And I stay in India
P.P.S:Since they pay me in dollars it will be converted to Indian rupees according to the conversion rate.Am I thinking right?
Thank you all & answer in detail
THE BEST OPTION FOR YOU TO OPEN A SAVINGS ACCOUNT IN ANY BANK NEARER TO YOU WHERE YOU HAVE BEEN STAYING OR WORKING.THE BANKS WILL BE ABLE TO OPEN THE ACCOUNT ON YOUR PRODUCING TWO PHOTOS,PASSPORT COPY,I CARD AND RESIDENCE PROOF.IF YOU ARE ON JOB WITH SOME COMANY ,YOU MAY GET A LETTER OF APPOINTMENT AND SUBMIT A COPY TO THE BANK AND ALSO THE COMANY MAY ISSUE A LETTER TO THEIR BANKERS FOR OPEING ACCOUNT.
AFTER OPENING ACCOUNT,YOU MAY OPT FOR BANK TRANSFER AUTOMATICALLY BY THE PAYEE COMPANY TO AVOID ALL OTHER OPTIONS OF RECEIVING CHEQUE,DEPOSITING THE CHEQUE IN BANK AND THEN WITHDRAWW MONEY.
YOU ALSO APPLY FOR ATM DEBIT CARD SO THAT YOU MAY WITHDRAW YOUR REQUIREMENT OF MONEY TIME TO TIME BALAANCE STATUS,TAKE MINI STATEMENT OF TRANSACTIONS. IN THE BANK YOU HAVE TO MAINTAIN A MINIMUM BALANCE OTHERWISE YOU MAY BE CHARGED SHORT BALANCE CHARGES WHICH DIFFERS BANK TO BANK.
YOU MAY ALSO APPLY FOR MOBILE ALERTS WHERE YOU CAN HAVE YOUR BALANCE TIME TO TIME OR THE RECEIPTS OF MONEY IS ALSO INFORMED BY BANKS ON MOBILE.BETTER YOU CONTACT THE BANK WHO WILL GUIDE YOU MORE APART FROM ABOVE.
HOPE YOU WILL BE ABLE TO SOLVE YOUR PROBLEM WITH ABOVE METHOD
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